Insurance risk you can
see, not just model.
Satellite imagery, IoT telemetry, and AI risk scoring — delivered directly to your underwriters and claims teams. Know what's happening to your insured properties before your policyholders do.
Insurance runs on data.
Most of it is invisible.
Right now your underwriters are pricing risk from postal codes and PDFs. Your adjusters are flying blind after every storm. That needs to change.
Underwriting is guesswork
Underwriters assess property risk using static data — old inspection reports, historical loss records, and third-party databases. Nothing live. Nothing visual.
Claims take weeks, not days
After a catastrophe, adjusters are overwhelmed. Physical site visits take days to schedule. Policyholders wait. Costs spiral. Inaction breeds frustration.
Fraud is almost invisible
Without independent visual evidence of pre-event property condition, there is no baseline to compare a claim against. Fraudulent and exaggerated claims slip through.
One platform. Every property. Constant visibility.
OrbisRisk connects satellite imagery, drone data, weather feeds, and IoT sensors into a single intelligence layer — accessible to your entire organization, 24/7.
Live satellite imagery — refreshed every 24–72 hrs
High-resolution optical and radar imagery for any property, anywhere in the world.
Before/after change detection — automated
AI compares pre-event and post-event imagery automatically, flagging damage in minutes.
Portfolio risk dashboard — always live
See your entire book of business overlaid on real-time hazard maps with one click.
From satellite to decision in minutes.
Three steps. No new hardware. No weeks of onboarding.
Connect your portfolio
Upload your policy data or connect via API. We geocode every insured property and match it to live satellite imagery within 24 hours of onboarding.
AI scores every risk, continuously
Our models assess roof condition, flood exposure, wildfire proximity, subsidence, and 40+ other factors — refreshed every time new imagery arrives.
Act on alerts before events happen
Your underwriters, adjusters, and field teams get alerts, dashboards, and evidence packages — on web and mobile — precisely when they need them.
Real impact on every line
of your P&L.
OrbisRisk delivers measurable improvements to loss ratio, expense ratio, and combined ratio — the numbers your board actually cares about.
Claims settled in days, not weeks
Before/after satellite imagery gives your adjusters independent visual evidence immediately after a loss event. No more waiting for physical site visits. Payouts accelerate.
Fraud detected before payout
Our baseline imagery archive captures property condition continuously. When a claim is filed, we run an automated comparison against pre-event condition. Fraud flags immediately.
Combined ratio improvement
Better risk selection at underwriting means less adverse selection. More accurate pricing means fewer losses that exceed your premiums. Our clients see 15–25pt improvements within 24 months.
No capital investment required
OrbisRisk is a pure SaaS platform. Your underwriters access it from a browser. Your field teams access it from their phones. No new hardware, no new IT infrastructure.
Built for every role
in your insurance operation.
GIS portfolio risk map
Overlay your entire book of business on live hazard maps. Filter by region, line of business, or severity in real time.
Before / after imagery comparison
Automated change detection with annotated overlays — available within hours of a catastrophe event.
Parametric trigger automation
Define weather or imagery thresholds. When they are crossed, payouts trigger automatically — no adjuster required.
Mobile-first field app
Field inspectors capture geotagged photos and complete digital checklists — even offline. Data syncs when they reconnect.
Fraud evidence package
One-click package of imagery, metadata, and timestamps — ready to hand to your SIU team or legal counsel.
Regulatory compliance reports
Auto-generate environmental and regulatory compliance reports from your monitoring data. Audit-ready, every time.
Stop flying blind.
See your risk.
OrbisRisk is the choice for forward-thinking insurers who want to underwrite with confidence, settle claims faster, and catch fraud before it costs them.
SOC 2 Type II certified · ISO 27001 compliant · GDPR ready